Cheryl Neuman Meltzer, ​ LCSW
​Psychotherapist
  • Home
  • About Therapy
    • Why Therapy
    • Taking the first step
    • What does therapy look like?
  • About Cheryl
    • About me
    • My Approach
    • Professional Development
  • Services
    • Adults
    • Children and Adolescents
    • Consultation and Supervision
  • Medication
  • Insurance and Fees
  • Contact

​

INSURANCE

I am an in-network provider for:
  • BCBS PPO
  • BCBS Blue Choice and Blue Choice Preferred PPO
  • Cigna
  • MultiPlan, PHCS, PHCS Savility
  • Medicare

Out-of-network: 
  • If your insurance provider is out-of-network I ask that you pay my fee up front and then I will give you a statement at the end of every month for you to send into your insurance company to get reimbursed.
  • Check your out of network benefits and deductible.

Whether I am in-network or out-of-network these are things that you need to ask your insurance provider:
  • What are the mental health benefits?
  • What services does my plan cover (i.e. individual counseling only, couples counseling, family counseling, etc)
  • What is my deductible and how much of it has been met?
  • Is there a limit to the number of sessions per calendar year your plan covers?
  • What is your responsibility for your sessions?
    • Do you have a co-pay? A fee that is paid at the time of service every session (common co-pays are $20, $25, $30 or $35)
    • Do you have a co-insurance?  co-insurance is a percentage that you are responsible for after the insurance pays the provider.  So for example, with some plans insurance companies pay 90% of the fee to the provider and you may be responsible for 10% of the provider’s fee). 
  • Is pre- authorization required?
  • Confirm that Cheryl N. Meltzer, LCSW is a provider in your network

FEES

I will bill your insurance if I am in-network with your insurance plan, otherwise my full fee is $125 per session and $150 for the first session.  I also do some sliding scale.  Please inquire directly about the sliding scale option.
I do accept credit cards.
  • Home
  • About Therapy
    • Why Therapy
    • Taking the first step
    • What does therapy look like?
  • About Cheryl
    • About me
    • My Approach
    • Professional Development
  • Services
    • Adults
    • Children and Adolescents
    • Consultation and Supervision
  • Medication
  • Insurance and Fees
  • Contact